Buy-To-Let
Buy-To-Let
Buy-to-let mortgages are perfect for those who want to invest in property/grow their existing property portfolio. This could generate an extra income allowing you to reinvest and continue to earn more money. We can advise on the best way to get started helping you source the right property, the right mortgage and help with the conveyancing process, providing 1-to-1 support throughout. We also have access to the a number of 5 star Defaqto rated insurance options, meaning you can relax knowing that your property and its contents are fully insured. You can even take out insurance that covers loss of rent!
The lenders main focus when sourcing a buy-to-let mortgage, is rental income and property value. There is more to it, but keeping it simple, the rental income should cover the monthly mortgage repayments, with you receiving a surplus/profit.
Property Investment FAQs
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What if my property is vacant and not generating rental income?
You’re still responsible for making mortgage payments even if the property is vacant. There are insurance options you can take out to cover loss of rent too - speak to us to find out more!
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Should I purchase in my personal name or set up a Limited Company for property investment?
There are many reasons why setting up your own limited company to invest in property would be favourable, whether you are new to property investment, or just getting started, we can advise on the process and help you reach your goals.
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Can I get a buy-to-let mortgage if I'm a first-time buyer?
Yes! As a whole of market brokerage, we have access to lenders who will accept first time buyer, first time landlords.
Get in touch.
Do you have questions about investing in property? Our goal is to ensure that you not only get the best deal, but to also give you tailored advice that suits you, your circumstances and your future financial goals. Whether you are new to property investment or need help to grow your portfolio, we can help! Get in touch with us today for a no obligation chat!